Rental Car Insurance

Car rental excess insurance is a type of insurance policy that will cover the excess charged by rental companies if the car is damaged or stolen.

Rental car insurance. All rental cars have to have three basic types of cover to be on the road. That s helpful because it reduces your out of. In my opinion your best bet is to try and get an opcf27 endorsement through your car insurance policy get a credit card with rental car insurance coverage and make sure your home insurance. Here s what to know about each.

Hire car insurance works quite differently from the insurance you ll have on your own car. Many people confuse rental reimbursement coverage with rental car damage insurance. For example rental reimbursement covers the auto insurance policy holder for rental car charges for up to 30 days while their damaged vehicle is in the workshop being fixed. Finding the cheapest rental car deal isn t just about how cheap the vehicle is to hire.

Car rental companies in most countries are required by law to include liability insurance. The extras you ll be offered at the rental desk can significantly hike up the overall cost of your rental with the most expensive of these being rental car insurance which can cost as much as 30 a day. If you have extra rental car insurance through a credit card issuer call the toll free number on the back of your card and have them explain your options in detail before you reserve your car. In most countries every rental car needs a basic package of three types of cover but how you get them varies.

In the u s required coverage can be ludicrously small usually only the minimum required by the state. Better yet you get primary damage coverage that automatically kicks in without the need to submit a claim to your personal auto insurance policy. Find out what you need to know about rental car insurance. In addition to your auto insurance certain credit cards offer extra insurance if you pay for a car rental using that card according to the insurance information institute iii.

Rental car insurance can come from your auto policy the rental counter a credit card or an independent company. Our car rental insurance product is called rental car damage protector and provides primary coverage for covered collision loss and damage up to 40 000 along with 24 hour emergency assistance. Now with insure my rental car you can buy valuable and effective loss damage and theft coverage away from the rental car counter.