Rental Cars Come With Insurance

All rental cars have to have three basic types of cover to be on the road. Some companies offer at least a basic amount of secondary coverage for free while others assess a small fee for more extensive insurance coverage or full. Even if you don t buy any more cover the protection you get with the car will come to your aid.

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This will help you decide what cover you need to buy while booking and picking up your car.

Rental cars come with insurance. As an added perk many credit card companies offer rental car insurance as long as you book and pay for the car with the credit card. For example a budget avis group spokesperson said their b c. Ii your credit card may include free collision damage coverage but. Rental car insurance can come from your auto policy the rental counter a credit card or an independent company.

Third party car rental insurance if you rent a car through one of the big online travel agencies ota such as expedia or priceline the agency normally offers you the option to. If for example the excess was 800 about 900 you would have to pay the first 800 about 900 of any damage repair bill. While your regular car insurance policy may include collision coverage for rental cars it most likely includes a deductible and may not pay for all the rental car company s charges such as loss of use charges for the money the company s losing while its car is in the shop. Damage cover technically called collision damage waiver theft cover theft protection and.

But the excess works in exactly the same way as an insurance excess although it is often higher. Imagine if hiring a 20 000 car meant risking a 20 000 bill if something went wrong. Hire car insurance works quite differently from the insurance you ll have on your own car. It s not technically insurance.

Alternatives to conventional insurance for rental cars. If it worked like that there wouldn t be many people hiring cars. Pai covers you if you re. The car rental firm simply waives its right to ask you to pay.

Normally rental cars come with three basic types of cover. In most countries every rental car needs a basic package of three types of cover but how you get them varies. You ll probably be offered insurance on top of the free cover most cars come with. Find out what your options are so you can be confident you have the insurance you need at the right price.

Find out what you need to know about rental car insurance. In the real world the price of a hire car will usually include a fair bit of protection. Before you buy any car rental insurance you should find out what coverage is provided by your credit card company your homeowner s renter s policy and your own car insurance. Cars come with 1 million in third party liability but renters can purchase an extra 4 million in coverage.

Here s what to know about each.