Low Income Car Insurance

Our studies have shown that people earning in the range of 20 000 per year spend the same for car insurance as those earning ten times that amount annually.

Low income car insurance. California s low cost automobile program clca was established by the legislature in 1999 and exists pursuant to california insurance code section 11629 7 as a program designed to provide income eligible persons with liability insurance protection at affordable rates as a way to meet california s financial responsibility laws. To qualify you must have a valid california driver s license own a car valued at 25 000 or less be at least 16 years old have a good driving record and meet the income requirements. California s low cost auto insurance program or clca offers premiums ranging from 244 to 966 depending on which county you live in. Often low income families and individuals benefit from government funded financial assistance discounts and deductibles.

To qualify as an individual with a low income you must earn under 22 000 a year working full time. Made part of california law in 1999 california s low cost automobile insurance program clca is designed to provide liability car insurance at affordable rates to income eligible drivers. Income eligibility depends on the number of people in your household and the combined. Here is a nightmare for car owners who do not have big paychecks car insurance.

To qualify for the clca you must. However there are no government policies in place to fund low income car insurance in texas. Summary insurance companies can t use your income to determine your rate so we cannot definitively say the two are related. Some low income california residents are eligible for the low cost auto insurance program clca.

Cheap car insurance for low income families. Automobile insurance is an expensive necessity for low income families and car insurance is a legal requirement in most states potentially costing them hundreds of dollars per month. In 2017 the average cost of car insurance in california was 957 08 according to the insurance information institute. Meet income eligibility requirements.

California s low cost auto insurance program. Still looking at the use of your credit score education homeownership status zip code and insurance history it is easy to see the two have an inverse relationship. Only a few states california hawaii and new jersey offer special car insurance for individuals who can t afford insurance from companies.