Liability Car Insurance Definition

Auto liability insurance coverage helps cover the costs of the other driver s property and bodily injuries if you re found at fault in an accident.

Liability car insurance definition. Property damage typically is damage to another car but property damage liability also covers damages you may cause to someone s house tree fence. Originally individual companies that faced a common. Property damage liability pd pays up to your policy limits for damages to someone else s property that you the policyholder or other drivers covered by your car insurance policy are found responsible for after a motor vehicle accident. If you cause a car accident in other words if you are liable for the accident liability coverage helps pay for the other person s expenses.

Vehicle insurance may additionally offer. Liability insurance is any insurance policy that protects an individual or business from the risk that they may be sued and held legally liable for something such as malpractice injury or negligence. Liability car insurance is the part of a car insurance policy that provides financial protection for a driver who harms someone else or their property while operating a vehicle. Even with high car insurance liability limits the possibility remains they could be exceeded.

Liability car insurance covers bodily injury and property damage liability insurance coverage protects other drivers from bodily injury or property damage you might cause in an at fault accident. Medical bills and car repairs can be incredibly expensive and a split second could be. Just imagine the expenses that could be racked up if you caused a serious multi car accident. For extra protection you can purchase an umbrella policy that can give you extra liability coverage of 1 million or more.

Vehicle insurance also known as car insurance motor insurance or auto insurance is insurance for cars trucks motorcycles and other road vehicles its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. Liability car insurance is designed to pay for expenses when you cause an accident but it can come up short. Auto liability insurance is a type of car insurance coverage that s required by law in most states. You re at a four way stop a few blocks from your house.