How Much Is Car Insurance In Texas

Drivers with good records typically enjoy lower car insurance costs than drivers with histories of speeding tickets at fault accidents or dui citations.
How much is car insurance in texas. Texas is an expensive state for car insurance with an average premium above 1 500 a year. Average cost of car insurance in texas by city. The national average cost of car insurance is 1 427 per year according to nerdwallet s 2020 rate analysis. The insurance information institute compiles information about insurance costs along with other useful data.
The type of coverage depends on whether the car is an additional or replacement car. And those looking for a full coverage policy will pay as much as 2 659 per year. For a minimum coverage policy it s 951 per year according to our data. An additional car gets the same coverage as the car with the most coverage on your policy.
But those numbers are an average for the state as a whole. Purchasing car insurance in texas depends upon a few factors. That works out to an average car insurance rate of about 119 per month for 40 year. Laws require minimum coverage but you might need more.
Minimum texas car insurance coverage. We researched the cheapest insurers in texas to see how you can save money on car insurance. How much do people pay on average for car insurance in the state of texas. A replacement car gets the same coverage as the car it replaces on your policy.
The fine for driving without insurance in texas can be up to 1 000 plus surcharges to the annual driver s license fee. Knowing what they are and comparing the prices of several companies can help you save money. As of 2015 14 1 of drivers in texas were uninsured whereas nationally 13 of drivers were uninsured. Texas has particularly expensive car insurance for many reasons one being that texas has more uninsured drivers than the national average according to the insurance research council.
Avoid the headache and hassle and make sure you have at least the minimum required auto insurance coverage. Affordable auto insurance for good drivers in texas. How much car insurance do you need. According to the institute the average cost of liability insurance in texas was 471 per year in 2008 the last year for which complete data has been made available.