Do I Need Rental Car Insurance

Note that rental car insurance is not the same as rental car reimbursement coverage an auto policy option that covers the cost of a car rental if your vehicle is being repaired as part of a claim.
Do i need rental car insurance. That s because the coverage on your personal auto policy may extend to a rental car. You might not need to buy extra car insurance from the rental car company. Whether you need rental car insurance is not a simple question either as there s insurance coverage for damage to the auto and coverage for you and your belongings. Do you need that much coverage.
If you have an opcf27 endorsement with your car insurance policy a credit card with car rental protection and your home insurance will protect your belongings against loss in a rental vehicle then chances are you don t need the rental car insurance offered by the rental company. 3 types of rental car insurance. For instance your auto liability coverage may help pay for another person s medical bills or damage to another person s property if you cause an accident in a rental car. You may also want a standalone policy for rental car insurance coverage if your personal car insurance coverage limits are low.
However most insurance companies will not cover you in mexico. At the car rental counter when asked if they want insurance for their rental car many travelers say no that s usually because the optional collision damage waiver can double the cost of the. If you have a substandard high risk auto insurance policy then there would be no coverage extension for a rental car. Let us help you solve the rental car insurance dilemma.
When to avoid buying rental car insurance from the rental agency. Car rental companies offer supplemental liability insurance typically increasing the coverage amount to 1 million. Confused about whether you need rental car insurance.