Discover Card Rental Car Insurance

Auto rental insurance in the old days discover offered secondary auto rental insurance coverage damage or theft costs up to 25 000.

Discover card rental car insurance. The discover card rental car insurance benefit was discontinued for all discover credit card accounts on february 28 2018. Check if you have car rental or flight coverage. Discover cuts other perks in addition to travel benefits. The only discover card that offers primary rental car insurance is the escape card.

Should i trust in discover and decline the rental company s insurance. Prior to that date discover card rental car insurance provided up to 25 000 in coverage for rental cars that were. I am a discover it card holder. The last day to file a claim was may 29 2018 for incidents that happened on or before february 28.

11 99 variable to 22 99 variable based on your creditworthiness. The only discover card that offers primary rental car insurance is the escape card. You may be able to find exclusive deals and discounts on airfare hotels car rentals and cruises. Car rental coverage that comes with your credit card normally covers repairing or replacing the rental car up to the actual cash value of the car at the time of the loss.

All other discover cards provide secondary auto rental insurance only. Then the standard purchase apr applies. All other discover cards provide secondary auto rental insurance only. There s no evidence to suggest that discover card s rental car insurance isn t reliable.

The rental car company has insurance on the car. However the coverage on any particular. Depreciation only comes in to play if a rental car company decided they wanted more than actual cash value i e. Also i noticed that the insurance is a secondary insurance does that mean that it only covers the stuff which isn t covered by the primary auto insurance.

The card provides secondary insurance on car rentals if i decline to buy the loss damage waiver offered by the rental company. That means discover s coverage would come into play only if there were not. American express and discover all offered some form of rental car coverage for cards on their networks. Secondary insurance means that any accidents will have to be reported to your personally owned vehicle s insurance company at home thereby affecting your premium while primary car rental.

Intro balance transfer apr is 10 99 for 14 months from date of first transfer for transfers under this offer that post to your account by. Enough to purchase the same vehicle new which is unlikely. Secondary insurance means that any accidents will have to be reported to your personally owned vehicle s insurance company at home thereby affecting your premium while primary car rental. If you plan on renting a car during your trip you may be able to forgo the added expense of secondary rental insurance and use your credit card s built in car rental coverage.