Car Insurance Hawaii

The legal minimum car insurance in hawaii is 20 000 bodily injury per person 40 000 bodily injury per accident and 10 000 property damage per accident.
Car insurance hawaii. Car insurance in hawaii. Cheapest auto insurance companies in hawaii for minimum coverage. In a study of adults who reported driving after drinking too much. Finding cheap car insurance with a dui in hawaii may seem difficult but it can be done.
Car insurance is required in hawaii and drivers are required to carry an insurance card in their vehicle at all times. These expenses could be for repairing or replacing damaged property or for medical expenses if the accident causes physical. Insurance carriers see young drivers as inexperienced and have a greater risk of getting in accident. In other words policies that only meet the state mandated minimum coverage limits required of any driver.
Hawaii law requires drivers to maintain car insurance on their registered vehicles. Here are the required coverage amounts. In 2016 the average annual expenditure on auto insurance coverage. Bodily injury liability coverage and property damage liability coverage.
Typically car insurance companies will charge more for younger drivers and provide discounted rates for older drivers. Hawaii also requires drivers to have personal injury protection. Hawaii car insurance rates by age. Hawaii law requires all drivers must maintain a certain amount of car insurance coverage to help with expenses incurred in the event of an accident.
Keep reading to learn more about hawaii s car insurance laws programs and the best ways to get low cost premiums. If you choose the minimum allowed coverage in hawaii expect to owe an average of 516 annually. Hawaii car insurance policies must include at least liability insurance and personal injury protection or pip in the following amounts. Hawaii drivers must have two types of auto liability coverage on their car insurance policies.
20 000 bodily injury liability per person. The cheapest available car insurance policies in hawaii are minimum coverage policies. This is more affordable than the u s. Guide to hawaii car insurance hawaii minimum car insurance requirements.
According to the insurance information institute hawaii ranks at number 33 in the nation when it comes to car insurance costs. Bodily injury liability coverage of 20 000 per person and 40 000 per incident to go toward medical costs for others when you are deemed at fault in a crash. In hawaii the typical teen driver between the age of 16 and 19 will pay 97 06 per month. Drunk driving accounted for 484 deaths in hawaii between 2003 and 2012 according to the centers for disease control and prevention.