Car Insurance Florida Law

In the state of florida every driver is required to have car insurance.
Car insurance florida law. Florida law requires residents of fl to have car insurance. Car insurance laws in florida are a bit different than other states. Florida law requires that all drivers must carry certain amounts of car insurance coverage. Penalties for failure to carry state auto insurance.
Florida law requires that car owners have car insurance to cover the costs of an accident. Over 14 million drivers use florida s roads every year and they cause thousands of accidents so it s a good idea to pay attention to florida s car insurance laws. Florida car insurance requirements say all drivers must carry 10 000 in personal injury protection. What is a car insurance minimum.
You must purchase the minimum coverage amounts for both personal injury protection pip insurance and property damage liability pdl car insurance. You are required by law to carry proof of florida car insurance in your car and show it if a law enforcement officer asks to see it. Failure to do so can result in fines of 150 to 500 and a suspension of your driver s license of up to three years. Auto insurance requirements in florida.
If you own or are in charge of operating a vehicle in florida you must have both personal injury protection pip and property damage liability pdl insurance coverage of at least 10 000 each. Remember that the minimum car insurance you need must be issued through a licensed insurance agent in florida. Minimum coverage requirements are not very high compared with other states but it is also recommended that drivers purchase additional coverage to. Furthermore in order to legally operate a motor vehicle every driver is required to have car insurance coverage for a minimum coverage amount.
However as a no fault state the requirements for florida drivers are quite different than in many states. According to the florida department of transportation if you are a driver and a legal resident. Sr22 an insurance filing certifying bodily injury liability bil and property damage liability pdl to comply with the reinstatement requirements of the florida financial responsibility law.