Car Insurance Florida Cost

Auto insurance premium costs in florida have increased steadily since 2009.

Car insurance florida cost. Auto insurance is expensive in florida. Auto insurance premiums consider a number of components including your driving record credit history gender age and marital status. There are many factors that go into calculating the rate you pay for car insurance. Pip no fault laws and sr 22 and fr 44 filings.

Geico and state farm are not far behind. With a population of over 21 million florida is the 3th most populated state in the country and features over 274 000 miles of road. Florida drivers who only want state minimum car insurance should also approach allstate when shopping for coverage. The average cost of full coverage auto insurance in florida is 3 125 per year or 260 monthly though rates vary substantially by location age and other elements of your driver profile.

After collecting quotes from top insurers across the country we found the average auto insurance rate to be 2 390 per year or 200 per month. How much does car insurance cost in florida. See the cheapest car insurance companies. If you want a higher standard of coverage select a policy with comprehensive and collision coverages to insure against the costs of car versus car collisions auto theft or weather incidents.

Allstate has the highest average study premiums in the state at nearly 3 000. Compare companies to see which are cheapest. Get the best auto insurance in florida. The most expensive states for average annual auto insurance premiums are michigan 2 611 and louisiana 2 298.

According to our analysis usaa offers the lowest average representative rates in florida with a study rate around 920. The cheapest cities for car insurance with an average rate of 2 742 per year were. That s 33 more than the national monthly average rate of 147. The average car insurance rate in florida is 1 878 per year 31 6 more than the us average.

The average cost of car insurance in florida is 180 a month 2 162 a year for a driver age 30 for full coverage. We examined the average cost of car insurance by state to help drivers estimate how much they should be paying for coverage. In florida a comprehensive insurance policy with a 1 000 deductible costs 1 698 42 more than basic insurance. The average car insurance rate for state minimum coverage is 69 a month or 828 a year.

The quote allstate sent us was the second cheapest of the companies we surveyed for this article at 102 per month or 1 218 per year.